Follow every dollar across every account.
Mona takes the balances and transactions from each statement, checks that they add up, and shows you what the record holds and what it's missing. What it means for the case is your call.
Every account, built from its statements.
A combined statement holding three accounts gives you three cards. Twelve monthly statements for one account give you one.
- A card for each account
- Each account shows its balance and thirteen weeks of activity, and opens on its balance history, transactions, and statements.
- Every transaction
- Each one with its date, merchant, category, amount, and statement. Mona assigns the merchant and category, and the description stays as printed.
- Statements checked
- Mona checks that each statement's opening balance and transactions reach its printed closing balance, and says by how much when they don't.
See where the money went.
Cash flow shows money in and money out by period and by category.
- Transfers matched
- Transfers are paired across the case's accounts, so money that moved between them isn't read as money spent. Matches Mona can't make stay visible.
- Spending by category
- Expenses by category and merchant, net of refunds. Every figure opens the transactions behind it.
- Any period
- All statements, the 12 months before commencement, a statement year, or any start and stop day, with commencement marked on the chart.
See what's missing.
The statements the case has point to the records it doesn't.
- Missing accounts
- Mona follows the money to accounts the case has no statements for and lists them largest first, with the transactions behind each. Each one is a lead for you to judge.
- Missing statements
- The Timeline puts every account's statements on one calendar, with each missing range and its exact dates.
- A request from the gap
- Ask Mona, and it drafts the demand, naming the institution, the account, and the narrowest date range that closes the gap. You edit and serve it.
Use cases
How you'd use the financials.
Statements arrive monthly, combined, and out of order.
- Your move
- Upload them to Documents.
- Mona provides
- One card per account, with its balance history, transactions, and statements.
Three years of statements across nine accounts.
- Your move
- Open Cash flow.
- Mona provides
- Transfers matched between accounts, with spending shown on its own.
Payments go to a card with no statements in the case.
- Your move
- Open Missing accounts.
- Mona provides
- A lead with the transactions behind it, ready for Mona to draft the request.
You need to know which months are missing from which account.
- Your move
- Open the Timeline.
- Mona provides
- Every statement on one calendar, with each missing range and its exact dates.
You want to see spending in the year before commencement.
- Your move
- Set Cash flow to the 12 months before commencement.
- Mona provides
- Money in and out for those months, with every figure opening its transactions.
A statement's transactions don't reach its closing balance.
- Your move
- Review the reading.
- Mona provides
- The amount unaccounted for, for you to accept or correct.